CSI Virtual MasterCard&174; Team attends HITEC 2011

June 16, 2011

CSI Enterprises, Inc., a leader in innovative financial solutions for enterprises and business, will be an exhibitor at the 2011 Hospitality Industry Technology Exposition&Conference (HITEC) on June 20-23 in Austin, TX. The CSI Virtual MasterCard Team will be presenting an innovative payment program that eliminates checks and generates revenue to the industry’s top hotel technology leaders.

The CSI Virtual MasterCard Program is an electronic payment system that works with its customersexisting accounts payable (A/P) systems. The solution provides security and control by generating unique one-time use credit card account numbers for each vendor payment. It reduces A/P processing costs and offers cash rewards on all payments made through the program. The program is offered at no cost and includes complete implementation services. Implementation includes full vendor enrollment support, maximizing vendor participation and minimizing the time commitment by the customer’s A/P personnel. CSI has an impressive track record of helping participating Five-Star hospitality chains streamline their A/P processing, increase their bottom line and strengthen vendor relations with this payment program. CSI maintains a substantial database of participating hospitality vendors, which allows any hospitality group a very streamlined and quick enrollment process.

“CSI is thrilled to be exhibiting at HITEC 2011,explained Keith Stone, CSI president and CEO. “We have found that the hospitality industry in particular has best utilized the product benefits and have seen a substantial ROI. Offering innovative corporate payment solutions is top of the list on our company’s mission statement.

Founded over 39 years ago, HITEC offers top-notch hospitality technology education led by industry experts. The expo showcases the latest products and hospitality technology from over 300 companies to 5,500 attendees. HITEC serves as a vehicle for encouraging the distribution of the most current applications to the industry worldwide.

The CSI Virtual MasterCard&174; Team will be located at booth 1539. The conference boasts an impressive speaker line-up including Peter Leyde, former managing editor of Wired Magazine and Randi Zuckerberg, Facebook’s Director of Market Development.

For more information on CSI Virtual MasterCard visit http://www.csivirtualmastercard.com

Click here to see the video coverage for our 2011 Executive Roundtable sponsorship in Hotel Business Magazine.

About CSI Enterprises, Inc.
CSI Enterprises, Inc. provides a specific line of controlled financial payment products including business fleet fueling/maintenance payment cards, a corporate virtual payment MasterCard&174; and card solutions for corporate purchasing, travel and entertainment spending. Today CSI and its products operate in all fifty states including Canada, Mexico and the Caribbean, with operating subsidiaries involved in municipal tax reclamation, venture capital and real estate development activities nationwide. Since 1988, CSI Enterprises, Inc. was the first and largest U.S. organization to have a successful corporate asset management and payment network throughout the U.S. and Latin America. The CSI Virtual MasterCard&174; is issued by Regions&174; Bank, pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

MBNA Announce Its Flying High With The New American Express&174; American Airlines AAdvantage&174; Credit Card From MBNA

Chester, UK April 14, 2010

MBNA today announces the launch of a new credit card in conjunction with American Airlines and American Express - the American Airlines AAdvantage&174; American Express Credit Card.

The card offers a competitive rate of interest plus a range of unique rewards through the exclusive American Airlines AAdvantage&174; travel rewards programme1.

When signing up to the new product, every customer spending &163;250 within the first 90 days of opening an account will receive a sky high 5,000 AAdvantage&174; bonus miles2.

By using the new AAdvantage&174; credit card, customers will earn three AAdvantage&174; miles for all supermarket, petrol and American Airlines purchases within the first six months of the account opening3.

Other card purchases or purchases made after the first six months will earn 1.5 AAdvantage&174; miles for every &163;1 spent4.

The card will offer 0% on all American Airlines flights purchased with the card for 12 months from the date the account is opened5, and customers will be eligible for a range of exclusive promotions throughout the year.

The new American Airlines AAdvantage&174; American Express credit card offers 0% on balance transfers and money transfers for six months from the date the account is opened (as long as they are made within 90 days of the account opening. A 2% handling fee applies to both).

After the introductory period the card will revert to a typical rate of 17.9% APR (variable).

Maria Sebastian, vice president of Sales&Marketing EMEA, American Airlines, commented: “Having been the first airline to introduce the concept of frequent flyer loyalty programmes back in 1981, American Airlines is delighted to have teamed up with MBNA to introduce its new co-branded AAdvantage&174; American Express UK credit card. The card provides an outstanding proposition in terms of value and rewards, both in the introductory phases and on an ongoing basis. Existing AAdvantage&174; customers will benefit from a new method of seeing their miles accumulate faster with their normal everyday spending, while new AAdvantage&174; members will enjoy the excellent mileage accrual rates that will help them on the path to the many great rewards on offer.

Greg Reed, chief marketing officer for MBNA, said: “This is a product that will be of real benefit to frequent travelers. The rewards programme is comprehensive and wide-ranging, and we are delighted to have teamed up with American Airlines and American Express to develop a product that provides real added value for customers.

For more information, including MBNA, terms and conditions, or to apply, please visit http://www.mbna.co.uk/aadvantage or http://www.aa.com/uk/mbna.

About MBNA Europe Bank

MBNA Europe is a wholly owned subsidiary of Bank of America Corporation (NYSE: BAC) and is the recognized leader in affinity marketing. MBNA credit cards and related products and services are endorsed by more than 5,000 organisations worldwide.

For more information, visit the company’s Web site at http://www.mbna.co.uk or Bank of America’s Web site at http://www.bankofamerica.com.

About the AAdvantage&174; Programme

The AAdvantage&174; Programme was the first and is the world&39;s largest frequent flyer programme. Established in 1981, the programme now has in excess of 60 million members. Members can earn miles at over 1,000 participating companies, which include more than 30 hotel chains representing upwards of 60 brands, exceeds 20 airlines, eight car hire companies, 12 financial companies and over 250 brand name retailers. In addition, members can earn miles when making purchases with one of more than 100 affinity card products in over 40 countries. In 2008, AAdvantage&174; members redeemed more than 155 billion miles to claim in excess of 4.8 million awards for flights, upgrades and car hire. For more information and a listing of AAdvantage&174; program participating companies, visit http://www.aa.com/aadvantage.

About American Airlines

American Airlines, American Eagle and the AmericanConnection&174; airlines serve 250 cities in over 40 countries with, on average, more than 3,300 daily flights. The combined network fleet numbers almost 900 aircraft. American&39;s award-winning website, AA.com, provides users with easy access to check and book fares, plus personalised news, information and travel offers. American Airlines is a founding member of the oneworld&174; Alliance, which brings together some of the best and biggest names in the airline business, enabling them to offer their customers more services and benefits than any airline can provide on its own. Together, its members serve nearly 800 destinations in over 150 countries and territories.

About American Express&174;

American Express is a global services company, providing customers with access to products, insights and experiences that enrich lives and build business success. Since 1996, American Express has been pursuing a strategy of opening its merchant network and card product portfolio to third party issuers around the world. By leveraging its global infrastructure and the powerful appeal of the brand, American Express has gained even broader reach for its network worldwide. American Express has now established 130 partnerships in 129 markets across the world. Learn more at http://www.americanexpress.com/gns.

For further information, contact:
Gary Jenkins
UK PR Manager
Bank of America Europe Card Services
Tel: 01244 574136
Mobile: 07825 721118
Fax: 01244 672468
E-mail: gary(dot)jenkins(at)mbna(dot)com

Or

Zo&235; Martin
PR Manager Europe
American Airlines
Tel: 020 8577 4804
E-mail: zoe(dot)martin(at)aa(dot)com

Editor and supplementary notes:

The information contained in MBNA Europe&39;s press releases is intended solely for journalists and should not be used by consumers to make financial decisions. Any consumer interested in finding out more about any of MBNA Europe&39;s products should visit http://www.mbna.co.uk for full terms and conditions.

1 All customers will be automatically enrolled into the AAdvantage&174; travel rewards programme.

2 American Airlines AAdvantage&174; bonus miles will be awarded to the primary cardholder only after first use of new card account within 90 days of opening the account. Please allow four to six weeks after your transaction appears on your credit card statement for AAdvantage&174; miles to be credited to your American Airlines AAdvantage&174; account. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer.

3 Fuel purchases include (diesel, petrol or LPG Autogas) from any fuel stations in the UK including supermarkets; Supermarket spend within the UK; American Airlines flights booked at Americanairlines.co.uk or via American Airlines call centre.

4 American Airlines AAdvantage&174; miles are only earned on card purchases and not on any other type of transaction.

5 For flight purchases made directly with American Airlines only.

For full details of how MBNA will allocate your repayments, particularly when promotional offers have the same rate, please see the full MBNA terms and conditions. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

The AAdvantage&174;/American Express&174; credit card from MBNA is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 and over. You cannot transfer balances from another MBNA account. MBNA will monitor or record some phone calls. MBNA’s consumer credit activities are licensed by the Office of Fair Trading (OFT), and MBNA general insurance activities are authorised and regulated by the Financial Services Authority (FSA).

redspottedhanky.com Launches New Online Scratch Card Game

October 21, 2010

redspottedhanky.com, online travel retailer, has launched a new online scratch card game that gives customers the chance to win loyalty points which can be redeemed against future train tickets.

The scratch card scheme was tested in Manchester and Birmingham, where customers were given scratch cards at the train station. They could then redeem any loyalty points that they won online and use them against future cheap train tickets (http://www.redspottedhanky.com/ ).

The scratch card game is now available on redspottedhanky.com&39;s website, with 50,000 online scratch cards, each with a loyalty value on them. Customers can get up to &163;1000 worth of points online, and redspottedhanky.com are still waiting for two &163;1000 prizes to be claimed that were won from the Manchester and Birmingham scratch cards (http://www.redspottedhanky.com/scratch-and-save/entry/ ).

Customers can also play the virtual scratch card game through the redspottedhanky.com&39;s website. Players simply enter their name and email address, and then scratch off their card with a virtual coin. The scratch card then reveals how many loyalty points the customer has received and how much this is worth off their next train journey. Customers can then log in and use their points when they are booking their train tickets online (http://www.redspottedhanky.com/ ).

Ursula Morgenstern for redspottedhanky.com, said: "Businesses across the UK are feeling the pinch now more than ever and we felt it was about time that someone made life genuinely easier and cheaper for them. This is why we launched redspottedhanky.com, offering customers up to 80% cost savings on train fares booked in advance. We are proud to be the first UK train ticket web site to offer loyalty points (http://www.redspottedhanky.com/loyalty/ ) for regular travellers. We believe that business customers will benefit hugely from using our independent service and encourage them to compare prices on our site next time they&39;re booking business travel."

Ursula continued: "We all know the frustrations of the airport check-in queue and traffic jams. Rail is often the better choice for domestic business travel and as our research shows, can save companies valuable money and time - both of which business can re-invest. With other forms of transport, there are often unforeseen costs and time implications - for example, check-in time requirements and onward travel for plane journeys - and companies need to start factoring this in for more informed business travel decisions."

Unlike many online retailers, redspottedhanky.com does not charge a credit or debit card fee, with only a one-off &163;1 booking fee per transaction while normal ticket delivery is free. When customers spend over &163;100 with redspottedhanky.com, they will earn enough loyalty points to make sure there is no booking fee on their next purchase. Through its Price Promise, redspottedhanky.com guarantees to match any cheaper fares that business travellers may find and will refund the difference in loyalty points direct to the business customer&39;s account. Customers can also use redspottedhanky.com to book European rail travel (including for Eurostar) and event tickets.

About redspottedhanky.com:
redspottedhanky is an online travel retailer, part of the Atos Origin group of companies.

Atos Origin is a leading international information technology (IT) services company, providing hi-tech transactional services, consulting, systems integration and managed operations to deliver business outcomes globally. The company&39;s annual revenues are EUR 5.1 billion and it employs 49,000 people. Atos Origin is the Worldwide Information Technology Partner for the Olympic Games and has a client base of international companies across all sectors.

PR Contact:
Caroline Crouch
Atos Origin
4 Triton Square
Regents Place
London
NW1 3HG
020 7830 4233
http://www.redspottedhanky.com

Travel Insurance and Airline Default Protection

May 16, 2005

&194;“During the past few weeks we have been receiving more and more phone calls from consumers concerning the financial default protection found in travel insurance and whether or not they can be protected if their trip is cancelled or interrupted because of an airline bankruptcy&194;” said John Cook, President of QuoteWright.com. &194;“In today&194;’s delicate financial environment, consumers should consider ways to protect themselves from possible travel disruptions due to airline bankruptcies or strikes. Travel Insurance is one consideration. But there are a couple of guidelines that consumers should follow in order to ensure maximum protection. Consumers should:

1. Buy travel insurance from an independent source rather than from the travel provider. Travel Insurance policies offered by tour operators, cruise lines, or airlines either don&194;’t cover their own financial default or they exclude the financial default of the company from whom you purchase your coverage.

2. Check the insurance plan to see if they have a list of airlines or travel companies that they either will or will not cover. One company, Access America, provides a list of companies they will cover while two other companies, Travel Guard and Travelex, provide a list of companies they will not cover.

3. Buy travel insurance very soon after they make a deposit. Default protection is only available if you purchase your travel insurance within 10 to 21 days of your initial deposit. The time period varies with each company and plan so our advice is to do it within 10 days to ensure that you have the maximum flexibility.

4. Review the coverage carefully. Some plans will have a &194;“waiting period&194;” after the coverage is purchased before the default coverage goes into effect. In some cases this is 14 days after you buy the insurance. Another reason to buy coverage early.

5. Buy your trip or airline ticket through a travel agent. Some insurance plans exclude coverage if you have purchase your trip directly with the travel company. Most travel insurance plans will not, however, to have the maximum flexibility you should purchase your trip through a travel agent, whether locally or online, rather than buying direct.

6. Always use a credit card for the payment of your ticket or trip. In the event of a default you might be able to dispute your charge and have the credit card company remove it from your billing. This is fine if it happens prior to your trip but doesn&194;’t help much if you are traveling at the time of the default. If that happens other airlines might offer you an alternative on a standby basis but it can still result in delays and additional expenses that would be covered by many travel insurance policies.

These are all ways that a consumer can minimize their risks. You can never eliminate all risks but you can take prudent measures to minimize them before you travel.&194;”

About QuoteWright.com

QuoteWright.com is a division of BC Group, LLC. It is an on-line travel insurance comparison site that provides consumers with the ability to compare and select the plan that is best for their travel needs. BC Group is highly intergraded with their travel insurance partners and offers coverages from the major travel insurance companies. The principals of BC are nationally known and respected experts in the field of travel insurance and have over 80 years of combined experience. Interested parties can find BC Group at http://www.quotewright.com or by calling them at 800-821-4940.

Wishes Can Come True, says Confused.com

August 2, 2009

Joanne Garcia, Head of Credit Cards at Confused.com comments on the launch of O2&39;s fee free pre-paid cards.

"This is a breath of fresh air at a time when fees are creeping back up on many financial products. O2 and Nat West are delivering a fantastic innovation with their Cash Manager and Load&Go pre-paid cards, and we hope this will encourage more competition.

"We&39;ve been cautious fans of pre-paid cards for sometime because the benefits have been limited to a small number of people, due to the charges applied. We don&39;t believe that people should be charged for trying to manage their money responsibly.

"The O2 Load&Go card which is aimed at children aged 13 and over, will help educate and ensure that financial control is learned from a young age and young people won&39;t have to worry about carrying and losing cash."

For further information please contact:
Press office, Confused.com: 02920 434 398

Notes to editors
About Confused.com:
Confused.com is one of the UK&39;s biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include car insurance, home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com&39;s service is based on the most up-to-date information provided by UK suppliers and industry regulators.

Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

Cimber Sterling adds additional frequencies to its domestic routes

As passenger numbers have gone up by 46% year on year, Cimber Sterling has decided to increase the number of frequencies on four out of its six Danish domestic services, namely Copenhagen to Rønne, Karup, Aarhus and Sønderborg. Travellers on the Danish domestic services will now have more frequencies to choose from and thus more flexibility.

“Over the past few months, we have seen a sharp increase in the number of passengers travelling on domestic flights. I think that, irrespective of the purpose of their trip, people have begun to realise how fast and inexpensive it is to travel by air within Denmark. The Danish market is extremely competitive, but we have won market shares, and it is our stated ambition to be the leading airline on Danish domestic services. The new frequencies should be seen as part of that strategy, but we also believe our customer base warrants such a major increase of our frequencies, said Jacob Krogsgaard, CEO of Cimber Sterling.

Popular domestic destinations
“We are very pleased with Cimber Sterling's decision to add additional frequencies to four of the Danish domestic services. Until last year, domestic traffic accounted for about 10% of total traffic out of Copenhagen Airport; that figure has now increased to about 12%, marking a very distinct improvement, and there must therefore be a basis for more daily frequencies to the most popular domestic destinations, said Carsten Nørland, VP, Sales at Copenhagen Airport.

Business travellers on Danish domestic services in particular demand a flexible product with many daily frequencies.

“Domestic services are our core business, and the new frequencies mark a substantial strengthening of our domestic product. We maintain a continuous dialogue with our customers and we know that a high number of frequencies is a key factor in the selection of which airline to use. We are very confident that our initiative on the Danish domestic route network will be very well received by our customers, said Krogsgaard.

Copenhagen-Rønne: The number of daily frequencies will be increased from seven to ten.

Copenhagen-Karup: The number of daily frequencies will be increased from ten to twelve. The new frequencies will strengthen our noon and afternoon services.

Copenhagen-Aarhus: The number of daily frequencies will be increased from four to six. The new frequencies will strengthen our morning and early evening services.

Copenhagen-Sønderborg: The number of daily frequencies will be increased from four to five. The new frequency will be a round trip around noon, and is the result of demand from the business community.

Cimber Sterling’s new frequencies will be added to the timetable after the summer.

easyJet to open service from Copenhagen to Paris

Danish passengers can book flights directly from Copenhagen to Paris CDG on easyJet starting today. The first flight on the service will be on 10 September 2010.

“We are pleased to be able to offer passengers a daily non-stop low-cost connection between Copenhagen and Paris CDG, which has so far only been served by the old national carriers SAS and Air France. Paris is a very important destination to both Danish tourists who like city breaks and business travellers who can all save big on flying with easyJet, said Thomas Haagensen, easyJet’s Regional General Manager for Northern Europe, and he continues:

“We also expect that many French tourists will use the new service to visit the Danish capital. br />
Strong growth in Denmark
“In recent years we have worked hard to make easyJet grow here at Copenhagen Airport, so the new service to Paris is a welcome expansion of the airline’s route network out of Copenhagen, said Ole Wieth Christensen, Route Development Manager at Copenhagen Airports about the service to Paris, which is easyJet’s third new route out of Copenhagen during the past year.

easyJet opened its first route between Copenhagen and London Stansted in 1998, and the airline now serves seven destinations out of Copenhagen. In 2009 alone, passengers benefited from three new easyJet services to and from Copenhagen.

Travellers can fly from Copenhagen to Paris CDG on Mondays to Fridays and on Sundays at 16.05, and on Saturdays at 18.25. The flights from Paris depart at 13.50 on Mondays to Fridays and on Sundays. On Saturdays, the departure time from Paris will be 16.10. The flight takes two hours.